I know somebody that lost 19k b/c the mobile app, none of Tvate really, logs out when you shut the app/site down. It stays logged in. So… his kids got ahold of his iPad and emptied his 19k acct. Probably be a good idea to do something about that. I noticed that long time ago too. I assumed when it close it it will log out.
I’ve used that excuse before as well 
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My app logs me out after like 15 minutes on the Iphone.